The Ultimate Home Buyer’s Guide

Step-By-Step Process to Buying Your Dream Home with Omeed Ghafori – Award Winning Realtor

Introduction

Buying a home is one of the biggest financial and lifestyle decisions you'll make — and having a clear plan makes all the difference. Whether you’re a first-time homebuyer, upsizing, or relocating to South Surrey or White Rock, this guide breaks down the home buying process into simple, actionable steps.

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Step 1: Get Pre-Approved for a Mortgage

Before starting your search, speak to a trusted mortgage broker or lender to understand your budget.

Why it Matters:

• Clarifies your price range

• Strengthens your offer

• Saves time and avoids disappointment

Tip: I’m happy to connect you with top local mortgage experts.

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Step 2: Define Your Needs & Wants

Create a list of your:

• Must-haves (bedrooms, suite, garage, location)

• Nice-to-haves (updated kitchen, yard, view)

• Deal-breakers (busy streets, no parking, strata restrictions)

Think about your future lifestyle: Will you need a rental suite? Space for kids? Walkability?

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Step 3: Hire an Experienced Local Realtor

Working with a South Surrey & White Rock expert like myself ensures you have someone on your side for:

• Local insight

• Market analysis

• Negotiation skills

• Guidance through every step

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Step 4: Start Your Home Search

I’ll set you up on a personalized MLS® search — plus off-market opportunities.

Explore:

• Detached Homes

• Townhomes

• Condos

• Homes with Rental Suites

• Family-Friendly Neighbourhoods

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Step 5: View Properties & Attend Showings

Once you’ve shortlisted homes, we’ll schedule private showings or attend open houses.

Tip: Bring a checklist and take notes/photos!

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Step 6: Make an Offer

When you’ve found the right home, I’ll prepare a competitive offer.

Key Offer Subjects (Conditions):

• Financing Approval

• Home Inspection

• Title Search

• Property Disclosure Review

• Strata Document Review (if applicable)

These subjects protect you — and I always recommend including them.

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Step 7: Home Inspection

A licensed inspector will assess the home’s condition. This can reveal:

• Structural Issues

• Plumbing/Electrical Problems

• Roof/Age of Systems

• Moisture/Mold

• Safety Concerns

When to Walk Away? If there are major issues you’re not comfortable taking on.

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Step 8: Remove Subjects & Finalize the Deal

Once inspections and conditions are satisfied, you’ll remove subjects and submit your deposit.

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Step 9: Work with Your Lawyer or Notary

They will:

• Handle title transfer

• Review closing documents

• Ensure funds are transferred properly

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Step 10: Possession Day & Move In!

Congratulations — you’re officially a homeowner!

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Why Work with Omeed Ghafori?

✔ Award-Winning Local Realtor
✔ Personalized Service & Expert Advice
✔ Trusted Network of Mortgage Brokers, Inspectors & Lawyers
✔ Deep Knowledge of South Surrey & White Rock Neighbourhoods

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Ready to Start Your Home Buying Journey?

Contact me today for a free consultation:
📞 778-316-7506
🌐 www.OmeedGhafori.com