When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

 While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

Buyer's Guide

Find Your Dream Home with Omeed Ghafori

​​​​​​​

Buying a home is one of the biggest financial decisions you'll ever make. Whether you're a first-time buyer or an experienced investor, having the right guidance can make all the difference. At Century 21 Coastal Realty, we are committed to helping you navigate the home-buying process smoothly and confidently.

Step 1: Determine Your Budget

Before starting your search, it’s essential to establish a clear budget. Consider:

• Your savings for a down payment

• Mortgage pre-approval amount

• Monthly expenses and lifestyle

• Additional costs (property taxes, insurance, closing costs, etc.)

Get Pre-Approved for a Mortgage

A mortgage pre-approval strengthens your position as a buyer and helps you understand your price range. We can connect you with trusted mortgage specialists to find the best financing options.

Step 2: Define Your Home Search Criteria

Consider what matters most to you:

• Location & Neighborhood

• Property Type (Condo, Townhouse, Detached Home)

• Number of Bedrooms & Bathrooms

• School District & Amenities

• Future Resale Value

We work closely with you to narrow down options that fit your needs and preferences.

Step 3: Start the Home Search

We provide exclusive access to:

• MLS Listings

• Off-Market & Pre-Construction Opportunities

• New Developments & Investment Properties

We also arrange private showings and guide you through open houses, ensuring you have all the information needed to make an informed decision.

Step 4: Make an Offer & Negotiate

Once you find the right home, we:

• Analyze recent comparable sales to determine the right offer price

• Draft and submit your offer with strategic terms

• Negotiate on your behalf to secure the best deal

Our expertise ensures you get a fair price with favorable conditions, minimizing risks and maximizing value.

Step 5: Home Inspection & Due Diligence

After an accepted offer, we:

• Arrange professional home inspections

• Review property disclosures and strata documents (if applicable)

• Ensure all legal aspects are in order before closing

We help you navigate this critical stage to avoid costly surprises.

Step 6: Closing the Deal

The final steps include:

• Working with a notary/lawyer to finalize paperwork

• Securing your mortgage financing

• Completing necessary deposits

• Preparing for moving day!

We stay by your side until you receive your keys and beyond, ensuring a smooth transition into your new home.

Why Buy with Omeed Ghafori?

✅ Experienced Local Realtor – Extensive knowledge of the South Surrey and Lower Mainland market.
✅ Access to Exclusive Listings – Get priority access to new and off-market properties.
✅ Skilled Negotiator – Ensuring you get the best deal with the right conditions.
✅ Full-Service Support – Guiding you through every step, from search to possession.