First-Time Home Buyer’s Guide: Navigating South Surrey & White Rock in 2026 Buying your first home in the Lower Mainland is a major milestone, but the landscape has changed. With the 2026 BC Property Transfer Tax thresholds and new federal savings accounts, the "old way" of buying doesn't apply. As an Award-Winning South Surrey Realtor, I’ve helped hundreds of families move from "searching" to "sold." This guide breaks down exactly how to... [read more]

The Bank of Canada has just lowered its benchmark interest rate by 25 basis points, bringing it down to 2.50%. This is the first rate cut since March and the third one this year. The move was prompted by signs of economic strain—such as a softening labour market, drifting inflation, and reduced pressure from certain tariffs. While this rate drop opens a window of possibility, the Bank has also signaled caution, saying any further cuts will depend on future data and economic... [read more]

Navigating Mortgage Renewals in 2025: What BC Homeowners Need to Know By Omeed Ghafori — Award-Winning Realtor Serving South Surrey & White Rock Introduction For many BC homeowners, 2025 marks a critical year — thousands of mortgages are coming up for renewal amidst rising interest rates and shifting market conditions. Whether you’re a first-time homeowner or a seasoned investor, renewing your mortgage isn’t just about signing a form — it’s a... [read more]